Motorcycle Accidents

Motorcycle accidents can be deadly. Because they are more exposed, motorcyclists involved in car accidents or truck accidents are more likely to suffer serious injury or death. Motorcycle accidents often involve significant injuries to arms and legs. Motorcyclists may suffer traumatic brain injury or even death—if they are not wearing a helmet. A motorcyclist is five times more likely to be killed than a driver in a car or truck accident.

Because motorcycle accidents are different than car accidents or truck accidents, insurance coverage may also be different. For example:

  • The Minnesota No-Fault Law does not apply to motorcycles. However, medical expenses may be paid through motorcycle Medical Pay Insurance.*
  • Uninsured Motorist Insurance (UM) and Underinsured Motorist Insurance (UIM) are not mandatory for motorcycles. Because motorcyclists have increased risk of serious injury or death, we recommend that motorcyclists obtain UM/UIM insurance coverage

Recoverable Losses

If you or a loved one have been injured in a motorcycle accident, you may be entitled to the following losses:

  • Past medical expenses*
  • Past pain and suffering
  • Past lost wages
  • Future medical expenses
  • Future pain and suffering
  • Future lost earning capacity

* For further discussion of these losses, see: Medical Pay Insurance

Insurance Coverage

There may be several layers of insurance coverage and several insurers involved in your case including:

  • Motorcycle Medical Pay Insurance
  • ​Liability Insurance or Uninsured Motorist Insurance (UM)
  • ​Underinsured Motorist Insurance (UIM)

If you or a loved one have been injured in a motor cycle accident, you need to concentrate on one thing — getting on with your life. Let our experienced team handle the insurance paperwork including claim forms, reports, authorizations, and requests for recorded statements.

Free Consultation

We offer a free consultation, so you have nothing to lose by contacting us firstFor a free consultation:

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Call us at 507-285-5350 or 877-285-5350

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