Work Accidents/Workers’ Comp

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James Hanson, Minneapolis, Minnesota

Every year thousands of Minnesotans are injured at work. Work injuries are the most common and often most complex legal cases.

Recoverable Losses

If you or a loved one have been injured at work, you may be able to make claims for the following:

1.  Workers’ Compensation: Claims Against the Employer

Workers’ compensation benefits may be available from your employer. Most of the time, workers’ compensation benefits are the only or exclusive claim that may be made against your employer. However, you are not required to prove fault against your employer. The following workers’ compensation benefits are available from your employer:

  • Medical Expenses pays reasonable and necessary medical care including medical, chiropractic and prescriptions.
  • Temporary total disability (TTD) pays weekly compensation when you are temporarily unable to work.
  • Temporary partial disability (TPD) pays weekly compensation when you are unable to work the same hours or for the same wage as pre-injury.
  • Permanent partial disability (PPD) pays a specific sum based on the workers’ compensation schedule for permanent injuries.
  • Permanent total disability (PTD) pays weekly compensation if you are permanently unable to work.
  • Vocational Rehabilitation Expenses pays for vocational assistance, job placement services, and retraining benefits.

2.  Third Party Claims: Claims Against Non-Employers.

In addition to workers’ compensation, you may be able to make a claim for benefits against a third party (not your employer) for the following losses:

  • Past medical expenses*
  • Past pain and suffering*
  • Past lost wages
  • Future medical expenses
  • Future pain and suffering
  • Future lost earning capacity

*Additional medical expenses and lost wages may be recoverable under Minnesota No-Fault if a car accident or truck accident is involved. For further discussion of these losses, see: Minnesota No-Fault: How No-Fault Works.

Although you are not required to prove fault in a workers’ compensation claim against your employer, you are required to prove fault in a third-party claim against non-employers.

Insurance Coverage

There may be several layers of insurance coverage and several insurers involved in your Third Party Claim including:

  • Workers’ compensation insurance
  • Liability Insurance or Uninsured Motorist Insurance (UM)
  • ​Underinsured motorist coverage (UIM)

If you or a loved one have suffered a work accident, you need to concentrate on one thing — getting on with your life. Let our experienced team handle the insurance paperwork including claim forms, reports, authorizations, and requests for recorded statements.

Free Consultation

We offer a free consultation, so you have nothing to lose by contacting us firstFor a free consultation:

Email us at contactus@kauffmanlawfirm.com or

Call us at 507-285-5350 or 877-285-5350

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